Many older Canadians want to stay at home and receive the care they need without having to move to a residential care or nursing home facility. Fortunately, provincial governments offer funding through Home and Community Care Support Services (HCCSS) to help seniors pay for care that is provided by a Personal Support Worker or Registered Nurse. Private home care is also available, and some senior home care services are covered by private insurance or the Medical Expense Tax Credit (METC).
The cost of home care toronto can vary between providers and regions. For example, Comfort Life, a Canadian retirement living and care company, reports average non-subsidized memory-care home costs are $4,388 per month in Vancouver ($52,656 per year) and $5,400 per month in Toronto ($64,800 per year).
Seniors with mild to moderate dementia can often receive home care from a PSW or Registered Nurse in addition to the services that may be provided through HCCSS. Depending on the level of care required, these professional healthcare services can include meal preparation, bathing, medication reminders, and assistance with ambulation and mobility.
A typical government-funded home care package consists of up to 28 hours of personal care per week, plus help with grocery shopping and laundry, cleaning and other household chores. If a senior requires more care, they can choose to hire a privately-employed personal support worker or Registered Nurse and use their funds to pay for additional hours of care.
The most common source of home care funding in Canada is through the Home and Community Care Support Services program (HCCSS), which is overseen by the Ministry of Health and Long-Term Care. To receive this type of home care, a person must have a physician’s referral and meet the eligibility requirements. The HCCSS will send a case manager to assess a senior’s needs and recommend services accordingly.
Most people who choose to hire a privately-employed PSW or RPN are doing so to augment the number of home care hours they’re receiving through their local HCCSS office. Privately-funded home care is a cost-effective alternative to assisted living and nursing homes, but it’s important to note that these services are not considered medical in nature and are therefore not covered by Medicare or other health coverage plans.
Choosing the right home care provider can make all the difference in the quality of a senior’s life. It’s essential to discuss care needs and associated costs with a representative at the home care provider of your choice so you can make an informed decision about how best to provide care for your loved one. A good home care provider will be happy to set up an in-home consultation and help you create a personalized care plan. They’ll help you understand the various options available and provide a detailed breakdown of private costs. Depending on your circumstances, you may also be eligible for grants, allowances and financial aids from federal or provincial government plans or tax credits that can help offset the cost of private home care services. in home care toronto